mobicred is an online account that gives buyers access to credit, which they can use on PayFast. The facility works in a similar fashion to retail store credit: only online. mobicred charges interest rates comparable to those of credit card providers and only levies monthly fees while the account is used (unlike most credit cards).

Sellers can choose to enable mobicred on their PayFast accounts. When a buyer –who first undergoes a simple online registration process with Mobicred—pays using the facility, the seller will immediately receive the full amount (minus PayFast’s fees), without the risk of payment reversals.


  • Payments clear instantly
  • Gives access to buyers without credit cards
  • Available to buyers from most SA banks
  • No risk of chargeback or default to seller

For more information on mobicred and/or to register, please follow the link below :-